Buh Bye Household and orchard!

Discussion in 'Credit Talk' started by sam, Aug 27, 2001.

  1. sam

    sam Well-Known Member

    Bam Orchard closed 4 months $500 limit
    Bam Household 1 months $1000 limit

    Next up:

    Target and Aria.com
  2. sam

    sam Well-Known Member

    1 Month old Cap 1 $700 - buh bye cap 1
    3 Month old Target $300 limit - Buh bye.

    I'm tempted to nail aria.com too today. Maybe i should stop while im on a roll.
  3. jmart

    jmart Well-Known Member

    Don't you need to age the accounts for at least 6 months to get the maximum score benefit?

  4. sam

    sam Well-Known Member

    they drag down my score because i have too many accounts. And too many new accounts drags down the score.

    Plus they are a hassle and if you are not going to use the cards (which i'm not) then whats the point??
  5. leo728

    leo728 Well-Known Member

    I think so too sam. Ain't it nice to have a new citi account. lol.

    You'll hurt a little in the short term, but in the long run it will prove to be the right decision to close those sub-prime accounts.
  6. Saar

    Saar Banned

    Unless they're your oldest tradeline, give'em the axe.


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