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Discussion in 'Credit Talk' started by sam, Aug 27, 2001.
Bam Household 1 months $1000 limit
Target and Aria.com
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1 Month old Cap 1 $700 - buh bye cap 1
3 Month old Target $300 limit - Buh bye.
I'm tempted to nail aria.com too today. Maybe i should stop while im on a roll.
Don't you need to age the accounts for at least 6 months to get the maximum score benefit?
they drag down my score because i have too many accounts. And too many new accounts drags down the score.
Plus they are a hassle and if you are not going to use the cards (which i'm not) then whats the point??
I think so too sam. Ain't it nice to have a new citi account. lol.
You'll hurt a little in the short term, but in the long run it will prove to be the right decision to close those sub-prime accounts.
Unless they're your oldest tradeline, give'em the axe.