Let's get a list going now of which of these business card report on YOUR credit report. I remember someone mentioned that 90% of them don't report. I just got fleet and so far(1.5 months) nothing has shown up.
I have business cards with Citibank, Advanta, Office Depot, Staples and Chevron. None of them show up on my individual report.
My personal credit is screwed also. I have a business that is incorporated (LLC) and it isn't making any money either. So far I have verizon wireless, Office Depot, and Staples. I tried for Cap1 business but they pulled my personal credit and I was turned down. There is also Experian Business Credit that verizon uses to report my activity. The other 2 use dnb for reporting. I know now to never use my ss# to apply for anything. The only number I give them is the EIN# from the IRS. I just try to use companies that don't require a personal guarantee. I wish that I could get a major credit card in the business name. I've yet to find one that doesn't pull your personal credit.
Did you have to give a personal guarantee on citibank or Chevron? Did you use any of your personal info besides your name?
