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Discussion in 'Credit Talk' started by hailisway, Jun 11, 2010.
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I don't know of any way for a small business to borrow without a personal guarantee in the current lending environment. I work with a lot of different banks/credit unions, and my experience has always been the same. They want to see everything you've listed, but at the end of the day they still require the personal guarantee.
yeah thats what im getting...what about the other small store cards or vendors....any names you know of that dont require pg
Sorry, I haven't found any as of late.
Anyone else have something to add?
I haven't had a business of my own for a decade, but I'm hearing pretty much the same as Joshua.
well i was able to secure a wright express, uline, and nebs account...also the fedex and ups...needed five for the paydex score...on my way, hopefully
Thanks for coming back and filling us in. And you were able to secure all these lines with no personal guarantees at all?
yes no pg on everything...now staples told me they want one. also valero called today to verify info they are a gas card and they had me sign the app and fax it back today. so im thinking they will say yes and i didnt personally guarantee that either. since i got the wright express gas card i told them i didnt need a high credit line... finally got a file with experian business but dont know the score...it says no tradelines too, but i know by next month they all should be reporting
There are many possibilities in any business type including a way to avoid poor credit scores in your report.But finding the best trade lines for sale can be a difficult task, especially from trusted sources!
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