Bumpage, how does this work?

Discussion in 'Credit Talk' started by lucas222, Jun 10, 2003.

  1. lucas222

    lucas222 Well-Known Member

    On my EQ report under the credit inquires on the last line is a SEARS Inq, my question is with pulls on Privacy Guard will this be removed in time? It looks like my EQ shows around 50-60 inquires at a time.
    Also I have 5 inquires for my EQ credit and it is showing a low factor for my score, any thoughts there?
    Thanks gang
     
  2. aaron24

    aaron24 Well-Known Member

    Do you have unlimited pulls? If you pull everyday, for me it takes 32-37 days to bump off a new inquiry.

    I keep steady with 150 softs at a time. Seems to bump off 2 a day.
     
  3. Amy B

    Amy B Well-Known Member

    Are you serious?? Still? I have over 150 total inqs and no *b* in like forever!! I need it badly!! I am using a combo of services and getting like 3 softs a day........still nothing.
     
  4. GEORGE

    GEORGE Well-Known Member

    ALL I CAN SAY IS---->YMMV
     
  5. Mark LA

    Mark LA Well-Known Member

    to all those who wanted to know but were too ashamed to ask - i'm a giver:

    YMMV = Your Mileage May Vary
     
  6. GEORGE

    GEORGE Well-Known Member

    Re: Re: Bumpage, how does this work?

    MEANING you could DO THE SAME EXACT PULLS AT THE SAME EXACT TIME OF DAY...you may get "B" and I don't...or the other way around...or maybe we BOTH get "B" two days in a row then I get nothing for weeks...BUT YOU SCORE "BIG TIME"
     
  7. Amy B

    Amy B Well-Known Member

    Re: Re: Bumpage, how does this work?

    Well, at least if people are still getting b, there is hope.
     
  8. kit

    kit Well-Known Member

    Re: Re: Bumpage, how does this work?

    not to steal the thread, but I just got *b* on TU... I was almost there when WK crapped out so signed up for PG, and 3 are gone today, down to 2 and fully expect those to take a dive over the next week (at least I hope so)... HURRAY... *b* is alive and well!!
     
  9. rocket1977

    rocket1977 Well-Known Member

    Re: Re: Bumpage, how does this work?

    Whats the point in bumping soft inquiries? They do not factor into your score. Also even if you are bumping hard inquiries, doesn't the oldest inquiry fall off. Inquires over a year old do not factor into your score.
     
  10. kak

    kak Well-Known Member

    Re: Re: Bumpage, how does this work?

    rocket1977,

    I got a hard inquiry by a CA that was only 5 months old off of my DH TU report. I was very happy as before, one of his Negative factors was "too many recent collection inquires."
     
  11. kit

    kit Well-Known Member

    Re: Re: Re: Bumpage, how does this work?

    the inquiries I am losing by *b* are hards that are 3 to 6 months old, so they are definitely effecting my score.
     
  12. GEORGE

    GEORGE Well-Known Member

    Re: Re: Re: Bumpage, how does this work?

    THE POINT IS TO GET ALL "HARD" GONE!!!
     
  13. RoundLake

    RoundLake Well-Known Member

    Re: Re: Re: Bumpage, how does this work?

    All I can get lately is choppage
     
  14. j-mnak

    j-mnak Member

    Re: Re: Re: Bumpage, how does this work?

    What is soft inquiries and hard?
    TIA
     

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