Well, I think I overdid it!! Now I have NO inquiries on any of the bureaus. Guess it's time to refinance or apply for something. So I think I'll go to just pulling one PG report and forget the rest.
lol I dont think you overdid anything I hope this increased your score not having any inquiiries. congrats
THAT's encouraging. I was reading somewhere that they were deleting these soft pulls by the hundreds, so it was defeating bumpage. This gives me renewed hope! Thanks!! Sometimes this process can be so discouraging.
My scores didn't go up much. But I only had one inquiry on Experian, a bunch on Equifax. TU had disappeared a while back, nobody pulls TU much around here. There were about 7 or 8, then POOF, they all disappeared at once. Almost like they just mass deleted inquiries or something. There is some thought that one inquiry is better than none. When I get one, I'll report back. I was going to apply for the Pentagon Federal Credit Union card to get the 3.9% BT, but life overcame me and I never got it done before the offer ended. I think maybe a refi is next, but I haven't decided yet. We may have to buy a car. We're waiting for the verdict on my husband's car.
I should add that one reason my scores weren't impacted more was that most of my inquiries were old anyway. The most recent one was almost a year old.
