Help! I need to open a business account. But, I am do not want an inquiry. I currently have a personal checking account with Bank of America. I'd like to open up a business account as well but I do not want the FICO hit. Any suggestions? I'm collecting checks from my clients but cannot deposit them!!
I only open accounts in banks that use ChexSystems... That doesnt affect my fico like banks that check equifax. Chase Bank has never pulled a CR for me on a checking account.
1. make sure you ask them first what they do at your branch/ in your state. I am in NYS. 2. HSBC may have a lower minimum balance nrequirement to aviod fees. Is this an issue for you? I don't believe they pull Credit either, at least not in NY.
