Here's some background: My wife and I formed a C corp in May 2003 and have been doing business (retail) for about a year. We have excellent scores of 746 EQ, 729 EXP for me and wife has 784 EQ. Household income is about 80k. So far we have Amex CostCo Business card with 27k and Advanta Cash Reward card with 12.5k but need more credit lines to expand. We expect sales of 380k for 2003 (both pre-corp plus corp). I'm interested in Amex Capital Line but the app form says biz needs to be in existence for at least 2 years. Are they strict about it?