Re: Business Credit Comparison Let's list all the creditors we have business accounts with and state if we have a personal guarantee on each account. Maybe we can help each other with places to go establish other business credit? 1) American Express Platinum Business Card with PG opened 03/2004 2) Staples without PG opened 03/2004 ($750.00 limit) 3) Federal Express without PG billing to credit card opened 06/2004 4) ELEASE (startupleasing.com) with PG opened 05/2004 5) Office Depot without PG opened 06/2004 ($250.00 limit)
Re: Experian Business Fax If you want to get a copy of your Experian Business Report free of charge (if you have been denied credit) then on your company letterhead write a letter to Experian making this request. Make sure to state who denied you credit. You can fax your request to: (714) 830-2903
Re: Experian Business Report I have a biz charge card, credit card and capital line. None of them report. I have contacted Amex many times and the last time a CSR told me they don't report.
Re: Duns Report I pulled a copy of my Dun and Bradstreet report today through their e-update to see my brand new Office Depot card is reporting to my Duns Report. I was happy to see this but a little confused because Citibank told me I would have to wait six months for my Staples account to report. My Staples and American Express are still not reporting. Both of which were opened in March of this year. Only five months ago. I just faxed a letter to American Express asking for their assistance in reporting of my Platinum Charge Card to my Duns Report. My Office Depot was just opened last month! I also just requested a copy of my Experian Business Report. I should have this in a week.
Re: Duns Report For some reason my Staples is reporting after just the first payment on DnB... I was told it would take longer also. they report the high credit and don't list who the creditor is. I had also gotten Office Depot aproved last month but it was only a $250 limit and I havent even been billed for the one purchase made yet... So it must be the Staples. Already been declined for Shell and Lowes commercial.
My Experian Snapshot Report World Select Bancorp Inc ******************* Anaheim , CA 92805 Phone: 714-772-**** In Experian database since: March 2004 Report date: August 20, 2004 Snapshot rating for this company: Acceptable World Select Bancorp Inc Summary: Key elements on the Experian database that lead to this category are that World Select Bancorp Inc is credit active and there are no derogatory legal records on file for this company. Detailed Legal Filings: No legal filings are currently on file. Detailed Payment Behavior: There are a total of 3 supplier relationships reported to Experian within the last 18 months. The total recent high credit for these 3 trade relationships is $1,200, with the highest single credit being for $800. The total current balance owed on the 3 trade relationship is $900, with the highest single balance due of $700. The account status for the total $900 balance due is: 100% current, . The average days past the invoice due date that it takes World Select Bancorp Inc to pay their balances is 0 days. Company History: World Select Bancorp Inc is a Corporation primarily in the Commercial Banks, Nec business with secondary business in Bank Holding Companies . They were incorporated in California on December 5, 2003. The California state charter number of the business is 02437489 and they are a for-profit business. ******************* I would assume the three relationships are AMEX, Staples, and Office Depot. I have a full report in the mail to me so I should know at that time who is reporting.
My D&B Report - Not For Distribution - ***UPDATE AVAILABLE ON REQUEST*** THE "DS" INDICATOR ASSIGNED TO THIS BUSINESS MEANS THAT THE LIMITED INFORMATION CURRENTLY IN THE D&B FILE DOES NOT ALLOW US TO CLASSIFY IT WITHIN OUR RATING SYSTEM. WE ARE PROVIDING THIS INFORMATION TO YOU IN THE INTEREST OF SPEED WITHOUT HAVING COMPLETED AN INVESTIGATION. THEREFORE, THIS REPORT MAY NOT REFLECT THE CURRENT STATUS OF THIS BUSINESS. D&B CAN INVESTIGATE THIS BUSINESS AND UPDATE THIS INFORMATION BASED ON THE RESULTS OF THAT INVESTIGATION. BY ORDERING A STANDARD INVESTIGATION THE SAME DAY YOU ORDER THIS REPORT, AN UPDATED REPORT WILL BE PROVIDED TO YOU AT NO EXTRA COST. DUNS: 14-825-4332 DATE PRINTED SUMMARY WORLD SELECT BANCORP AUG 20 2004 RATING DS ******************** MORTGAGE BROKERS STARTED 2002 ANAHEIM CA 92805 ARRANGING FOR SALES E $800,000 TEL: 714 772-4223 LOANS, USING MONEY EMPLOYS 10 OF OTHERS HISTORY CLEAR SIC NO. 61 63 CHIEF EXECUTIVE: STELLA CHILDRESS, CEO RECORD TYPE: DUNS SUPPORT ============================================ * * * CUSTOMER SERVICE * * * ============================================ If you have questions about this report, please call our Customer Resource Center at 1-800-234-3867 from anywhere within the U.S. If you are outside the U.S., contact your local D&B office. *** Additional Decision Support Available *** Additional D&B products, monitoring services and specialized investigations are available to help you evaluate this company or its industry. Call Dun & Bradstreet's Customer Resource Center at 1-800-234-3867 from anywhere within the U.S. or visit our website at www.dnb.com. ============================================ * * * SUMMARY ANALYSIS * * * ============================================ RATING SUMMARY . . . . A Summary Analysis is not available at this time. ============================================ * * * PAYMENT SUMMARY * * * ============================================ The Payment Summary section reflects payment information in D&B's file as of the date of this report. D&B has not received a sufficient sample of payment experiences to establish a PAYDEX score. Below is an overview of the company's dollar-weighted payments, segmented by its suppliers' primary industries: TOTAL LARGEST % DAYS SLOW TOTAL DOLLAR HIGH W/IN RCV'D AMOUNTS CREDIT TERMS <31 31-60 61-90 91+ ----- -------------- ---------- ---- --- ----- ----- --- # $ $ % % % % % Total in D&B's file 2 1,000 750 Payment By Industry: 1 Short-trm busn credit 2 1,000 750 100 - - - - Other Payment Categories: Cash experiences 0 0 0 Payment record unknown 0 0 0 Unfavorable comments 0 0 0 Placed for collection with D&B 0 0 other 0 N/A The highest "Now Owes" on file is $750 The highest "Past Due" on file is $ 0 D&B receives nearly 400 million payment experiences each year. We enter these new and updated experiences into D&B Reports as this information is received. ============================================ PAYMENTS (Amounts may be rounded to nearest figure in prescribed ranges) Antic - Anticipated (Payments received prior to date of invoice) Disc - Discounted (Payments received within trade discount period) Ppt - Prompt (Payments received within terms granted) REPORTED PAYING HIGH NOW PAST SELLING LAST SALE RECORD CREDIT OWES DUE TERMS WITHIN 07/04 Ppt 750 750 -0- 1 Mo Ppt 250 250 -0- 1 Mo ============================================
My D&B Report I have also established business credit. We started in Nov 2003. Viking Office Supplies, Open Account, NO PG, No Credit Limit Defined Quill, Open Account, NO PG, No Credit Limit Defined UPS Account, NO PG/CC Staples Card (Citibank) No PG, $750 At this point (Mar 04) I have a Paydex of 80 on DNB. Shell Card no PG, $750 Amazon.com Corp Account $1500 BP Amoco $750 Kinkos, Open Account, No PG All this credit, NO PG's! Going from a Visa/MC Next.
HOT DAMN! Congratulations, World Select Bancorp Inc! You have been approved for a Home Depot Commercial Revolving Charge Account. Youâ??ll receive your card in 7-10 business days, along with a complete Welcome Kit explaining the features, benefits and details pertaining to the use of the card.
HOT DAMN! Dell Business Credit Congratulations! Your application for the Dell Business Credit account has been approved.
HOT DAMN! Me Too!! Congratulations, Creativity Starts Here! You have been approved for a Home Depot Commercial Revolving Charge Account. Youâ??ll receive your card in 7-10 business days, along with a complete Welcome Kit explaining the features, benefits and details pertaining to the use of the card.
HOT DAMN! Ok! So I was curious. I asked Home Depot for a $7,500.00 credit limit. I was automatically approved but was sooo darn curious how much they approved me for. I called them today to find out they approved me for the full amount requested. I also applied for the Commercial net account from Home Depot. I got a call from them today stating they would be happy to approve the second account but only if I was willing to share the credit limit between the two accounts. I told them no thank you. I called Shell asking my application to be reconsidered. This application was on file since June. Since then my Experian Business report shows three accounts and my D&B shows two. You would think they would give me something? Yeah right! Declined the reconsideration. Funny how Citibank issues credit for both Home Depot and Shell. Dell told me my credit limit on my business credit card will be determined when I make my first purchase. I have had my Staples account six months now so I called Customer Service today requesting a limit increase. My credit limit was $750.00 whereas was increased to $1500.00. I am waiting on a response from Kinkos, Lowes, and Exxon. All business accounts. I think I am doing pretty well with my business credit.
HOT DAMN! I spoke with Lowes today telling me I was approved for their business account with a $1,000 credit limit. I was very pleased.
HOT DAMN! I applied to Dell but didnt receive the instant approval, I went ahead and made a purchase (new Desktop) and got an email to call them. I was approved for a 5k revovling line.
Just wanted to let everyone know i recieved a BP/amoco card today. No PG,no nothing. I did, however, have to provide the TIN #. What other gas cards have you had sucess in obtaining?
KINKOS I got a telephone call from KINKOS today asking me a few questions regarding my application. She told me I was approved for a $500 limit. After I made my first purchase and payment in full my limit would automatically increase. WooHoo! All of my new business credit was approved withOUT any PG's!
