Business Credit, The Backdoor Appro

Discussion in 'Credit Talk' started by WestCap, Nov 25, 2001.

  1. FicoSux

    FicoSux Well-Known Member

    I got the Shell Card as well.

    Exxon wants a PG
    Chevron wants a PG
     
  2. trendy

    trendy Well-Known Member

    Could you tell us how you applied for the shell? I can't seem to get the online application to work.
     
  3. FicoSux

    FicoSux Well-Known Member

  4. bigmon

    bigmon Well-Known Member

    Just tried Shell and got the 7-10 days message.

    I have:

    Staples
    Office Depot
    Kinkos

    all without a PG
     
  5. FicoSux

    FicoSux Well-Known Member

    Do you have a DNB Paydex score? Ours is 80. I think it makes a difference.
     
  6. bigmon

    bigmon Well-Known Member

    No Paydex yet. Office Depot and Kinkos aren't reporting yet.
     
  7. KevPochop

    KevPochop Well-Known Member

    Stuff

    I got my Experian Business Credit Report in the mail today. Fed Ex just started reporting. Very cool!

    I also got my new Home Depot card in the mail todsy. I am stoked! :)
     
  8. FicoSux

    FicoSux Well-Known Member

    Stuff

    My Home Depot Card came as well, $1,000 credit line as I requested, gonna call and try to get it raised.
     
  9. KevPochop

    KevPochop Well-Known Member

    Exxon

    I spoke with Exxon on the phone today. They told me my card was mailed out this week and I should have it by next Tuesday. They would not disclose my credit limit. I am hoping Chevron approves me as well!

    :)
     
  10. KevPochop

    KevPochop Well-Known Member

    Chevron

    I spoke with Chevron today and they told me my new Chevron card was mailed out Wednesday. WooHoo! :)

    All my new found business credit was approved withOUT a PG!
     
  11. KevPochop

    KevPochop Well-Known Member

    Bump
     
  12. bigmon

    bigmon Well-Known Member

    Kev,

    Do you have a Paydex yet?
     
  13. KevPochop

    KevPochop Well-Known Member

    Paydex

    No paydex yet. All my new credit is based off three items reporting to my Experian Business Report.
     
  14. trendy

    trendy Well-Known Member

    Paydex

    Could we get into a little more detail as far as home office vs. regular business office in a business zoned building.

    A) Will all this work with a legit home office? In other words, is it kosher with dun and bradstreet this way? Would they look at it a little less favorable than a "real" office in an office building?

    1)Home office with home address, not a mail drop location. Although please comment on this as well.


    I do have a legit home office, but am willing to move a "real" office. It would, however, be cheaper and easier not to.
     
  15. bigmon

    bigmon Well-Known Member

    Paydex

    It's been 2 years since I got my DNB # but I rememeber them asking if it was a home based business. It hasn't been a big deal for me. What they are picky about is the actual location. I think if you use a mail drop they'll find out.
     
  16. KevPochop

    KevPochop Well-Known Member

    Chevron

    I got my new Chevron card in the mail today! $1000 limit! :) (p.s. I asked for a $1000 limit!)
     
  17. trendy

    trendy Well-Known Member

    Shell

    Suprisingly, i recieved, or i should say the business recieved, the shell fleet card today.

    I half-heartedly filled out the online app last week thinking nothing would come of it. In fact the message i recieved was that they were unable to process the application---this was on last Sunday. Their office was closed.


    Again, no PG, but i did have to supply the EIN #.
     
  18. bigmon

    bigmon Well-Known Member

    Shell

    Got my denial from Shell today stating not enough business credit without a PG.
     
  19. trendy

    trendy Well-Known Member

    Shell

    That's strange; Do you have an EIN# for your company?

    I wasn't even expecting to be approved.

    Now, my company that i founded is a legit company that deals with logistics and has been in existance for 2.5 years so that may have been a good factor.
     
  20. happy

    happy Active Member

    Congrats on all the new credit.
     

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