ConocoPhillips and Unocal 76 Unocal 76 has their commercial credit through Citi (who doesn't Citi finance anymore?) but looking on their web site I see ConocoPhillips has their own commercial card issued through US Bank. The ConocoPhillips card is accepted at all Unocal 76 stations. Since I have been successful with getting most of my new cards (except Shell) I am going to apply for the ConocoPhillips commercial card with US Bank. https://www.conocophillipsfleet.com/Fleet/skin/Conoco/marketing/main.aspx?Page=Signup I think the reason Citi is turning me down because I have other credit with them (Staples, Office Depot, and Home Depot). They might have a threshold of a max overall limit they can extend to one company. Staples = $1500 Office Depot = $250 Home Depot = $7500 Shell and Amazon.com turned me down for their commercial account. Both issues their credit through Citi.
Citi Card Limits I have Staples, Office Depot and Shell. I got denied for Home Depot and Amazon.com. I agree that Citi has some kind of limit on how many commercial accounts they will let you have.
Electronics Best Buy but they requirement two years in business. Household underwrites it I think. Comp USA also has commercial accounts.
LOC First Horizon Bank offers a LOC for businesses who have been in business at least a year. The LOC has a max of $50,000 , interest only payments, a $50.00 annual fee, multiple users can use the LOC and you don't have to provide financials. You do have to give PG. You do have to call for an application. I have been told that it does report to DUNS and Experian Business. www.firsthorizon.com
Household Bank I applied for CompUSA which is underwritten by Household. They require a PG for a corporation over two years. My corp is only 11 months old but have been in business over three years. They caught the date(s). No other creditor has caught the difference in the dates except Household. They told me my date of incorporation is listed in my Experian Business Report. On any credit application most creditors require a business for min of 2 years. Regardless of when I incorporated I put down 3 years in business.
Business Visa I want to find banks that do NOT report their business accounts to your personal credit bureau report. Anyone have any insight on banks they have dealt with on this subject and they know for certain they do not report to their personal credit bureau report?
Re: Business Visa Why would this be a problem? Paying on your accounts would actually make your score higher.
Re: Business Visa I already have very well established credit with a high score. Any high balances I carry on any cards will bring down my score. I want to hide $40K in balances.
Re: Business Visa I know that First Horizon LOC and Wells Fargo LOC don't report on your personal credit reports. I don't think that Chase LOC and US Bank LOC report on person credit reports.. Bank of America LOC does report on personal credit reports. LOC=line of credit
Re: Business Visa I applied to First Horizon 1 week ago.. No response yet. Anyone know how long its takes for them to process an application ?
Re: Blue for Business I applied for Blue Cash for Business from American Express tonight. I got a strange response.. said I would be contacted within 8 days by telephone or mail with the status of my application BUT after it stated that it asked me if I would like to add additional card members onto my account or process any balance transfers to my new account? Anyone have this experience before?
Re: D & B I now have 3 items reporting to D & B. I would say within a month or so I will have my paydex as 3 or so more items will be reporting..
Amex Biz Cards Sorry about the decline. I heard that the charge cards are the easiest to get. What's next on your list of things to apply for? LOL
Alright, i'm about to take the next step; (i've done things unknowingly in reverse) If you'll scroll all the way back to the first page of this post, step 2 says to set up a fax and toll free number with voice mail. Can you give me some guidance with regards to setting up an 800 number? Does it cost money whenever someone calls YOU?
