I had Sl's that were reporting IIB. You asked if they'd be "good" if not for the IIB. Well, the results are in after months of fighting. I have 3 good TL's that are close to the 10 year mark. I'm having trouble with TU reporting them. TU deleted the IIB's, but is only reporting one open loan. EX and EQ are reporting 3 good TL's. EX and EQ still have 1 IIB each to delete, but at least I'm over the 600 mark with both. I wouldn't have fought for it without your suggestion. Many, many, thanks.