In November 1993 I applied for and received a CC from Shell MC through Chemical Bank; later went to Chase Bank. In early 2000 I began having problems staying current with my monthly payments and eventually fell behind; account went into default and was eventually charged off by Chase. In October 2000 I received a letter from First Select Financial; they acquired my old Chase MC account in the amount of $7,825.00 and they wanted to collect. Soon their phone calls started. I quickly wrote them a letter demanding they stop calling me which they did; that was in October 2000. Now less than 3 weeks ago I receive a letter from Credigy informing me they acquired my old CC account from First Select and they wanted to collect, not $7,825.00 but $10,158.00 and soon their phone calls started. I recently obtained a copy of my credit report from Equifax back in July 2003 and information on my account in question is listed in Equifax's report on me as follows: Chase MC account Originally opened - November 1993 Date of last activity - February 2000 Date info was reported to Equifax - September 2000 My state of residency is and always has been Mississippi. What should I do to get Credigy off of my back and do the SOL apply to my account? I believe the SOL for CC accounts in my state; Mississippi is 3 years. Can anyone advise me what I need to do next? Sburch2 Biloxi, Mississippi sburch2@bellsouth.net End Of Message 09/23/03
My advice hasn't changed from here: http://consumers.creditnet.com/stra...php?s=&threadid=51358&perpage=20&pagenumber=1 or here: http://consumers.creditnet.com/straighttalk/board/showthread.php?s=&postid=370821#post370821 Didn't you confirm this with your attorney?
Well who are you to ask how many times I have posted? Who the **** are you? If you got a problem; just ignore it. End Of Reply 09/24/03
I don't want to start a war here, but you have 19 posts on this board. lbrown59 has 12330 posts. 'Nuf said? Do us all a favor by showing some respect!
Re: Re: C.A.attempting to collect CC debt. So that gives him the right to pick and choose as well as tell others to post or not to post? Get real; why all of the whining? Get real. End Of Reply 09/24/03
Re: Re: C.A.attempting to collect CC debt. All they were trying to say is that posting the same thing more than once (unless its an accidental browser press ONCE) serves no purpose... If no one has replied open the original post, and *BUMP* it back up to the top so that the ORIGINAL post moves back up to the top of the forum. Otherwise, someone will reply to one ot the other posts, any you may MISS it because you're not looking at THAT copy of the post.
Re: Re: C.A.attempting to collect CC debt. I'd like to question your excessive and annoying use of the semicolon.
Re: Re: C.A.attempting to collect CC debt. Are you asking me why I use the semicolon?;;;;;;;;; It's been a long time since my college days when I could have easily received a failing grade on an English paper for making only one; (1) punctuation; spelling; and or grammatical error. I imagine if you look close enough; you'd probably find something in my reply which would give an English instructor reason to fail me. My college days were long; long; ago; back in the 70's; as John Stossel (sp?) would say; "Give me a break". End Of Reply 09/25/03
