C&D letters

Tell him that you need his name address phone number and company name. That is all you keep repeating until you get it.

 

Im not sure if this is the right way to do this or not, but some people actually say they will pay the account off, get all the info, then instead of sending payment hit them with a C&D letter


Thanks

 

Don't think you want to do that! I agree with Erica, just keep asking till they give it to you.

Tuit

 

No. You just need the informatin I said before. Giving them the account number and original creditor again could lead to validation down the line if they are a small company. Meaning that they may have the room to keep the letters in a paper file, not just your info in a computer database. If they do infact have an account linked to your name, they should be able to find it.

 

NEVER agree to pay a debt to a bill collector. If you do that then you're agreeing
1. it's your debt
2. you accept their assignment of the debt
3. you'll pay them for the debt

DUMB DUMB DUMB

they should've already sent you a letter about the debt and you can get their info from that.

regardless, the next time they call get the name, address,etc and say nothing else.

you may throw in a verbal "don't call me again, do all communication in writing" but likely they'll just keep calling until you send them something in writing.

and when you send it in writing, send it certified, return receipt requested. You have to have proof they received it.

got it.

then if they ever call again you tell them you're requiring all communication in writing and then you hang up on them... and keep track of these calls. start a log of contact from them. it may help you later.

 

YES!

They must identify themselves when they call you. If not, they have broken the law and you can sue them.