CA after $$ for something not on my CR?

I say just ignore 'em to death.

 

Glad these type of things amuse you. TL from these JDB's may not be on there now but it probably will go on soon enough.

As for being sued, I was sued by JDB for only EIGHTY FOUR DOLLARS, and thankfully because I have always my ducks in a row,of course they LOST in court and I got money FROM THEM instead, you just never know when you will get sued and who will do it.
Don't take things lightly, as sometimes it can come back and you will have a heavy load.
Woofer

 

Really? I would be concerned that ignoring MCM is a one way ticket to your credit report. Of course, DVing them also can be a one-way ticket...

OP - define "long ago", could it be too old to legally appear on your reports?

 

There is no animosity ,just don't see how being bothered by lowlife amuses you.
That said, it was PALISADES.
BTW I have been sued for more than 50K as well and won, and both times I worked and searched and read and spent hours upon hours to make sure I was not going to get #$%^&*(.
As for being sued when I was sued by Palisades ,they were suing probably 50 people that day, and the only people that came to court was me and another person all the rest got a default judgement against them.
The other person who came to court, got %^&* as he did not know what to do, and I felt so badly for him
When it was my turn the court thought I was plaintiff lawyer,hahahah. and plaintiffs lawyer was very surprised,tried to get arrogant with me and went out to the hall to discuss the suit. There I was with my Coach briefcase,Montblanc pen, a cashmere suit, and of course great shoes and a super piece of understated jewelry, and ALL my paperwork.
There she was, a mousey looking thing,bic pen with ink on her hands, a notebook, and wearing polyester.
She tried to intimidate me , got nowhere there, and then wanted me to sign a fraud affifavit that this was not my debt.
I said NO, she got up shaking, went into the courtroom, up to the judge and was talking very quietly. I said "Excuse me your honour, but I cannot hear what she is saying. Judge answered saying "that you would not talk to her about the suit and that you would not settle and try to get this suit taken care of"
I then said your honour this is not correct, and the judge let the lawyer speak, who basically said that I owed this much money yada yada.
I then had exhibits and handed them to the judge and plaintiffs lawyer, and pleaded my case, telling the judge that I had asked for validation on this alleged debt,for several years now, and nothing was ever forth coming,just continued collection and here is the proof. Then the judge turned to the lawyer and asked "Why did you not furnish her with validation?" She replied she never got any letter from me,and the judge said what about the letters she got from your agency?" She said she didn't know about them. I pointed out to the judge that the signature was said attorney...The judge turned to her and said THEY WERE SIGNED BY YOU!!!!!!!
Case dismissed. I interjected, "Your honour, could we have the case dismissed with prejudice, please"
He said "So be it"
I will always remember how mad this woman was.
When I left the court room I had a small crowd around me wanting me to help them.
I steered them here and to a few other sites on the internet.
Bottom line is I don't think any of us should take any case lightly, as I did ONCE and only thru, what I feel was like getting my Masters, I ended up OK.
When you have JDB who bought your account for say 100 bucks ,and the original debt was less than 4K and can get an award on you for over 50K well I think ANY and ALL suits are not humorous, unless you win. : )
Here is hoping you have good luck!
I'm on your side believe me.
Woofer

 

Good!
Seriously I was almost screwed by a case because so may people said "not to worry" it is a bogus thing, yada yada, well it was the worst scenario that I have had to deal with.
Ignorance can be bliss but knowing what I know now about the whole thing I will never get myself into a predicament like it.
Also it is a wonderful feeling knowing how to play the game and win.
Soon I am going to be telling of my big case, and it is wonderful news,really, Woofer against JDB, and I am going to start telling people that a lot of info you get on this certain subject is WRONG and you could wind up losing everything.
Again good luck to you and this is a great board and the people will try to help you.
Just remember you have to take all things in and then research and decide for yourself what course of action to do.
WOOFS from Woofer...

 

Keep in mind that the OP is the secondary obligor, and MCM is probably more closely focused on the primary obligor, who could pay the debt at any time.

Engaging MCM without paying may well get the thing onto your credit report. But if MCM felt confident putting it on there, they would have done so already.

And if later they do so, the OP can take some action.

Meanwhile why rock the boat?

 

Y'know, dressing presentably but not pretensiously is important. 'cause the wrong judge would have looked at the authentic stuff and said "hell, she can pay it, why is she in here trying to steamroll some cubby lawyer over at <insert name of firm where he started his career>?"

When you go to court to argue before a judge, you want to be the black Saab that never seems to get picked out of the pack by a radar cop.

Juries are a different story ... with them, every bit of wardrobe is chosen for a theatrical effect, sometimes each with an eye toward a different juror. And then there are those old warhorses who will wear whatever falls to hand from their closets and whose instincts and personality are what win them cases.

 

Dressing classic is never pretentious. I doubt the judge started out as a CA. I want smarts over looks for sure, but if each have the smarts, the better presented one is going to win over the other, IMO.

I believe first impressions are important .

Well I must be doing something right, as I have won my cases.
Woofer
Classy ,witty and ever so charming. : )