I'm guessing that i have them by the cajones now since I have sent the 1st verification letter, received green card back and disputed with CRAs. CA called and said he was calling about an account (didnt have my ss# correct though). So the real issue is - they violated the FCRA act now correct? i didnt get the stuff on tape but have the persons name and time they called.
Validation right? did they report to the CRA's as "Disputed"? if not thats 2 1. attempting to collect after disputing/Validation ltr. (phone call) 2. verifying with CRA after disputing w/cra (Cra says Re-ivestigated: REMAINS UNCHANGED! or Not marked in Dispute [by CA]) the specific fdcpa reference and/or fcra(in the vain of "furnishers of information") law statutes would help here. Search here for them. fweem! fweem!
