CA called me after letter sent

Discussion in 'Credit Talk' started by holis, Aug 14, 2003.

  1. holis

    holis Well-Known Member

    I'm guessing that i have them by the cajones now since I have sent the 1st verification letter, received green card back and disputed with CRAs. CA called and said he was calling about an account (didnt have my ss# correct though).

    So the real issue is - they violated the FCRA act now correct? i didnt get the stuff on tape but have the persons name and time they called.
  2. holis

    holis Well-Known Member


    Any opinions on this?
  3. bugman

    bugman Well-Known Member

    Validation right?

    did they report to the CRA's as "Disputed"?

    if not thats 2

    1. attempting to collect after disputing/Validation ltr. (phone call)

    2. verifying with CRA after disputing w/cra (Cra says Re-ivestigated: REMAINS UNCHANGED! or Not marked in Dispute [by CA])

    the specific fdcpa reference and/or fcra(in the vain of "furnishers of information") law statutes would help here. Search here for them.



Share This Page