My husband had a CA call him at work today. I know this is not allowed. We sent them a Valadation letter last week. My question is this. Is there some law or sanction that I can quote if they call again? Such as a fine or something else? I live in SC.
They can call at work, unless you have told them not to, that it is "inconvenient" or that your work does not allow it. If you already have told them not to call but they continue to do so, they already know it violates FDCPA. If you have sent them a request for validation within 30 days of their original collection letter to you, they cannot assume the debt is valid, and cannot continue collecting (including calling to collect) until they provide you with validation obtained from the original creditor. Send them a letter, CRRR, telling them it is not convenient for them to call at work. If they call anyway, tell them you have already notified them in writing not to call, and hang up. Keep a record of the time and date, and any harassing behavior, including threatening, demeaning, or obscene language, continuing to call when you have told them not to, repeated calls within a short time, several calls a day, calls or messeges left with co-workers, disclosure to third parties that they are attempting to collect a debt, etc. If they persist, you might sue under FDCPA. You might also see if SC has additional consumer protection laws against their behavior.
