CA has No Proof this is my account

Discussion in 'Credit Talk' started by Payoff2K, Apr 25, 2003.

  1. Payoff2K

    Payoff2K Member

    Can anyone tell me what my next step should be.

    I mailed a letter (CRRR) to a CA asking that they send proof that I owe them($548). That was over a month ago. They have not responded but they did sign for the letter. I have sent a complaint form to the Consumer Protection Office but that seems to be taking awhile. I am closing on my house on the 2nd of May and this is the only account I cannot resolve.

    Any help here would be greatly appreciated.

    PS.

    I have no money to offer
     
  2. lbrown59

    lbrown59 Well-Known Member

    Send them the estoppel letter now .
    If they don't reply send ITS letter 15 days after they get the estoppel .
    Have they noted it in dispute on your reports since they got your Val.letter?
    If not that's a $1000 violation.
     
  3. Payoff2K

    Payoff2K Member

    No Equifax has not flagged the account as being disputed.

    Equifax said that the CA verified my name and address and that is all Equifax requires for a validation of a debt.
     
  4. lbrown59

    lbrown59 Well-Known Member

    Re: Re: CA has No Proof this is my account

    In that case you have the CA for $1000 for validating to the CRA prior to validating with you.
     
  5. Payoff2K

    Payoff2K Member

    Re: Re: CA has No Proof this is my account

    THank you,

    I will file a small claims case against the CA.
     

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