CA/OC . . what next?

Discussion in 'Credit Talk' started by Lainie5374, Sep 2, 2003.

  1. Lainie5374

    Lainie5374 Well-Known Member

    Here's my situation. OC showing up on credit report, 300 cr. limit, 877 balance. I've been getting letters - no calls - from Risk Management, the CA. Last settlement offer was for $247. I answered that offer w/ a request for validation. They sent back a HUGE itemized list of what is clearly them "printing the screen" on their computers. It lists my valid name and address. For current home and work phone it lists numbers I've never heard of. For previous address it lists an address I've never even been to. Risk Management claims they gave me what the OC could give them (my account wasn't bought by the CA, by the way). The OC claims that they're under no burden of proof to provide a signed credit app to prove the account was mine. This is NOT my account and I really need some help trying to make these people go away. Can anyone offer some advice?

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