I had a CA TL deleted by the CA (nsf ck from 6yrs ago). It was deleted in Dec 03 by threatening a lawsuit due to FCRA violations. Now, voila it's back! Can they do that legally after deleting it? It's the same CA and though the assignment date and the date of 1st delinq seem correct, there is a "date reported" of this year. Is that reaging? It's on EQ this way. Any help is appreciated! Oh BTW the SOL in my state is 2yrs for payment instruments, and are VERY small amounts I thought I paid to the bank at the time in 1997.
Yes they can do that. Try disputing it with the reporting agency now as being reagged (if thats whats happended)
I believe if you are not notified in writing within 5 days of the reinsertion, you can call them back and tell them to delete it.
