My student loan has been referred to a collection agency. I just called the department of ED and they said I could make payments to them, but that because I don't have a qualified payment plan with the CA the CA may still take actions against me. Advice please?? I don't want to deal with the CA.
You can deal with the CA for a year. Tell them you want to rehabilitate the loan. After the year, you can have it sent back to the Dept of Ed. PS- rehabilitation gets rid of all of the negative information on your report pertaining to that loan.