CA reports to Experian Illegally...

Discussion in 'Credit Talk' started by Andrew, Sep 6, 2001.

  1. Andrew

    Andrew Well-Known Member

    A charge off of mine was purchased by Exterra. The have put a black mark on my Experian report, but never notified me of the debt. How do I handle this?
  2. bbauer

    bbauer Banned


    First of all, what proof do you have? This is important.
    2nd, no matter how important this may seem to you at the moment, I would just gather the evidence, make certain that it is checked and maybe rechecked to be sure of it's accuracy and proveability and then just continue on as though nothing had happend and see what else you can build up against them. That way, when it comes down to the end of the situation you have them on as many violations as you can.

    If you do plan on taking them to court it is better to have as many violations as possible so that you can prove that it was not just a simple error on their part, but rather a pattern of law breaking.

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