Today a received a letter from a collection agency seeking payment on a debt that was discharged a year ago in my Chapter 7. The discharge was in the original creditor's name, and I never heard of the collection agency until I saw it putting inquiries on my report a few months after the discharge. The debt was one of about four that wasn't listed as included in BK on my reports, and disputes had caused it to be removed from a couple of them. But the debt was included in the Chapter 7 and discharged. Obviously, there is no way for the agency to collect. But how do people here think I should handle it? Should I demand the collection agency remove all of its inquiries? Should I report the CA to the FTC? Any other ideas?