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Discussion in 'Credit Talk' started by quigs, Aug 6, 2003.
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If they just made a mistake (which they'll claim), you probably wouldn't get anything awarded in court. You should have contacted them by letter, and just ask for validation.
In fact, before you do anything else, send them a validation letter. If the only thing you have in writing is for the $1900, send the validation for that. If they've sent another letter, base the validation on that.
When you get their response that you owe the lesser amount, if they haven't VALIDATED, send another validation letter.
You should also ask them to contact you only in writing. And do the same. Don't talk to them, and don't take their calls. Writing only--you need a paper trail.