I wrote a variation of the letter that dixiedrifter posted a few weeks ago (recommended by jlynn) and sent it to an OC. The letter asks the OC if they have been contacted by a CRA during a specific period. During this period I requested that the OCâ??s tradeline be investigated. The CRA informed me that the trade line was confirmed by the OC. The purpose of the letter is to get a response from the OC that can be used against the CRA in court. I requested from the OC that they respond to me in writing and format the letter so it can be used in court if I sue the CRA for not investigating the tradeline. At the time I wrote the letter I wasnâ??t thinking and included my phone number in the letter. The OC left a message on my answering machine and Iâ??m wondering if I should I call them or do all correspondence via mail? I really just want to catch the CRA with a violation that they are reporting inaccurate information and not investigating disputes.
I don't think it matters at this point. I never would have told them why you wanted the letter. Do you think a creditor will write a letter you can use in court against a cra that they do business with? That would/could lead to problems for them.
I would still keep everything in writing. I would send a second letter stating that you received a call but wanted to keep everything in writing just so that no confusion is created. Plus it's a bigger pain for the OC.
