There is no definition in the FDCPA of excessive calls, only a general guideline as to when calls may be made at a conveinient time, until they are told otherwise by the consumer. Any determination on excessivity of calls would need to be done in court. Unfortunately, if they call only two times a day, morning, and night, getting a court to see that as excessive may be a little bit difficult. What the law is trying to prevent are the companies which will call time after time after time after time, for hours at a time.
