I also asked them to extend my 0% introductory rate, so I wouldn't have to transfer my balance, but they refused. (Surprise, surprise!) I will transfer this balance to my new AT&T card at 0% until 4/02. I just used the Discover for the cash back anyway. I called AT&T and asked if they could raise my CL $1000 so I wouldn't have a 65% utilization, but they said my account was too new. Remember my motto, "You don't get if you don't ask. Call customer service early and often"