I'm thinking of applying for Chase. The problem is I have a CC that isn't updating. It's MCCBG w/a 800.00 CL. I paid it off three months ago but they haven't updated it. Other than that I have: Mastercard $1000.00 cl/paid never late/min. payments 800.00 (6 months old) MCCBG $800.00cl/ paid on time and as agreed. It shows me owing $735.00 (they aren't updating) (opened since 1999) Two First usa (closed/paid as agreed) Wachovia (closed/paid as agreed) Two student loans (never late) My TU score is a 639 I was told that if you have a high balance showing that Chase will not approve you. Do you think I shoud apply or wait and HOPE MCCBG updates my CR? Thanks
Well chase gave me two cards with 5000 limits try the chasestockback card ,you get stock for using the cards.
Marty- Save the inquiry, I applied with a TU score of 684 and I got denied, if you know they DEFINATELY pull TU, you might want to wait. Reason for my denial too many inquiries, when they pulled it I had 4 inquiries. KHM
GET OUT..!!! Well I don't know who I should try for then. Citi denied me b/c of a 3 year old CO! I haven't tried for anyone else in fear of denial. Roni mentioned that I should try for Chase.. that's why I was asking! If not Chase or Citi.. who..??
Well, You got passed $100,000 available cls... Why do you need a card company that issued ASPIRE??? Herman
1) 1.9% fixed APR is effective for the first six billing cycles after you open your account. After that 9.99% variable.* 2) $0 for Balance Transfers and Convenience Checks.
GEORGE: GO FOR CHASE!! I got their invitation today <----- A SPECIAL 0.00% introductory balance transfer APR* SECURE IT FOR UP TO 12 full months. ENJOY A VERY GENEROUS CREDIT LINE OF UP TO $100,000 Herman
Try target visa,kmart cap 1,sears easy cards to get.I would givw target a try they gave me a card with score of 629 10 inquiry. 12,500 limit
Brenda Thanks for that information. The problem is I have a CA on my EQ and I know thats who they will pull Did you have any CO on your file when you got Target? Do you mind sharing what you had on your file when you got Target? Thank
no late payments a few open account with 15,000,5,000,2,000,1,000 I apply to a lot of companies about ten, score of 629 all payments was being paid. Don't try chase you got abetter chance with target. If you feel the need try it or just wait a few months the more you wait the better your report look if you keep up with your payments. You could also try cap one kmart card.
Thanks Brenda for your help. I don't think I want the kmart card.. I never shop there and DO NOT want to worry w/ a company who doens't report CL. Thanks again for your help
