Fair Issac is a credit reporting agency. TU supplies FICO with data which FIOC then reports. I have ten line items listed on my TU report. One of them shows 30 days late one time. Every other account shows no late activity in the seven year history at all. In the summary section the report says "You have evidence of seriously delinquent payment behavior (60 days past due or greater)." This is a comment from FICO that TU passes on to me on the report. However the comment is generated because of something that TU sends to FICO. TU is the source of the information. Can I demand verification of the information? Can TU, because they supply information to a CRA (FICO) be treated like a creditor?
