The Attorney's in charge of my PAID judgment pulled my credit report and the office is sending me letters asking for additional $$$ not in the judgment letter to my employer for wage garnishment. Any advice?
How can an attorney (obviously a debt collecting attorney) communicate with your employer directly with respect to wage garnishment? (Is the attorney communicating by phone?) Most states require a writ of garnishment based on the judgment order. Or, is the attorney simply renewing a writ and having it served on the employer? In my state, writs expire after they have been paid on for 90 days (longer in many states.) I would get your copy of the original court-orded judgment amount. Show your employer what the amount was for. Could it be that the legal firm returned to court and had additional amounts added to the original judgment? Check your courthouse records.
Your employer should have no problem showing you whatever documents they received from the atty/collector.
Sorry for not being a little more clear. About a year ago AMX got a judgment order against me. My employer showed me the doc they received. About 3 months after the order amount was satisfied, via garnishments, the attorney handling this account started sending me letters demanding payment for a debt of $500+. The letters say it's for their client. Is that legal? The only thing i see on my credit report (other than the judgment) for this account is the original debt and a $0 balance. Could they be trying to get the atty fees? I noticed an inquiry by this atty's office on my report also. Is that legal without my permission?
Have you called the attorney and spoken with him/her? I would think the original judgment included the attorney fees, etc. Its probably too late now, but as soon as you received the attorney fees, you should have demanded an accounting for the fees in writing (not validation of debt.) It sounds as if the attorney is attempting to bill you for his/her collection costs. I'm not sure but you might have a defensible answer if they sue you in small claims. If this money is due to the judgment, you simply obtain verification from the courthouse that the judgment was satisfied and present it to the judge if you are summoned or sued for the amount in small claims. Maybe the attorney is atempting to squezze more out of you than the law allowed under the judgment. Again, I'm not sure, but it sounds like a game to me.
