Can a lien be placed on a home I don't own, but live in?

Discussion in 'Credit Talk' started by vonD, May 15, 2009.

  1. vonD

    vonD Member

    I live with my elderly father and a couple years ago lost a judgment to a law firm on a past credit card account for $6,000. Never heard from them until a few weeks ago. I get a notice that they placed a lien on the home I live in, which is my fathers home. Can they do this or are they bluffing to get me to pay them? Can they place this lien thinking I'm going to inherit the home in the near future because they know the owner is in his 90's?
     
  2. RUGER

    RUGER Well-Known Member

    i don,t see how,unless your father was some how tied to the debt also.lets say you lived in an apartment would they be able to put a lien on that just because you live there.must be more to the story .did you leave something out.
     
  3. apexcrsrv

    apexcrsrv Well-Known Member

    Future expectancies can be encumbered but, IT IS RARE. I wouldn't overly concern myself with it unless you were planning to sell the aforesaid property and even then, the judgment creditor would only be entitled to the 6k.
     
  4. RUGER

    RUGER Well-Known Member

    what if his father was not going to leave the property to him.lets say his dad wanted the property to go to the state or someone else in the family.what right would they have to put a lien on it if it was not his father,s debt.what would stop them from putting a lien on any ones property any where just because of a future expectation.
     

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