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Can a Power Co. pull my CR??

Discussion in 'Credit Talk' started by frove1, Oct 20, 2003.

  1. Oct 20, 2003 #1
    frove1

    frove1 Member

    Can a Power Co. pull my CR??

    I turned the power on in my new apartment and the power company pulled my CR from Equifax. Is that legal or should thery give me $1000???
     
  3. Oct 20, 2003 #2
    420greg

    420greg Well-Known Member

    Did they ask your permission on the phone?

    Maybe something like "Let me see if you will have to place a deposit", that means let me pull you report.

    They should tape all there calls. If they did not ask it is a violation.
     
  4. Oct 20, 2003 #3
    lbrown59

    lbrown59 Well-Known Member

    It's legal
    Sorry no 1000
     
  5. Oct 20, 2003 #4
    GEORGE

    GEORGE Well-Known Member

    THEY CAN PULL---BUT THEY DON'T HAVE TO!!!!!

    They can ask for a DEPOSIT...

    They can ask for a LETTER OF REFERENCE...
     
  6. Oct 20, 2003 #5
    GEORGE

    GEORGE Well-Known Member

    I WOULD PAY A DEPOSIT BEFORE I WOULD LET THEM PULL!!!

    I would even pay $500 "ADVANCE PAYMENT" run a <CREDIT BALANCE> for a period of time...
     
  7. Oct 20, 2003 #6
    jam237

    jam237 Well-Known Member

    If you're trying to establish service with a utility, then they have a permissible purpose to request your credit file to verify that you are who you say you arem and what your credit is like so that they can determine what terms to offer, whether to require a deposit, etc.
     

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