Hello, Opinions needed please. I'm getting ready to write a letter tonight to the woman in charge of my billing nightmare courtesy of my local hospital. I want to include copies of the letters I will be sending to the FTC and any other State or Federal Agency that it's appropriate to contact re; this matter. Basically, a hosp bill is being reported for the wrong amount to TU CRA and the real kicker is, shock, they know it. Have admitted, though not on paper, but still they have admitted it. I do have e-mails from a few weeks ago from this woman admitting I don't owe the amt in questions and my e-mail to her asking her why she doesn't correct what her hospital is reporting to not only TU but the CA collecting on this acct. Also, they are violating their contract with my Ins. Co. So can I include the letters to the hospital but include in the letter that I will NOT send the letters in exchange for full deletion of their notation on TU. I also plan to send a copy of everything I send the billing lady to the CEO and Board of Directors for this hospital group. Is what I want to do legal? Thank you, Jane
By all means, if the low level flunkies can't fix, send it to the top. You will be dealing with them anyway if you sue them. Similarly, if this is a billing problem involving separate physician billing, notify the doctors directly, since the billing company is just their agent.
just want to verify what process you have taken so far. 1) did you dispute the acct with the CRA and it came back verified? 2) did you notify the CA first in writing by CMRRR that the acct is in dispute and there is an error with the balance? 3) did you notify the OC/ hospital in writing of your dispute and previous conversations and request that they fix this error by CMRRR and give them amble time to fix it. 4) if you did this already and are now sending an ITS letter I wouldn't provide any additional info to them just yet wait until you file suit with the court. 5) you should file a complaint with the BBB as well to see if you can resolve this issue , the judge may see this as a favorable attempt on your part to exhaust all means prior to taking up time on their buzy docket. Finally what are you stating in your letter to them? the bigger the paper trial& the more evidence you can gather the better your result will be in court/ or your chances of obtaining a settlement.
Thank you for your input. I guess I just wanted to make sure that what I was planning to do couldn't be construed as blackmail. Jane
P.S. I forgot to say that my ins. co, in one of those many conversations I have had with them re; this hospital from hell, my ins. co is going to pay the $299 as a goodwill gesture toward me. Isn't that nice. So even though I wouldn't pay the $299 on principle alone, the hospital will get their money after all. But I still am going to demand forgiveness of all balances on all accounts I might or might not have with them and full deletions on all CRA's. For now and forever. This must be in writing and perhaps, a bit of cash will go a long way to making me less pissed. Jane
