Does anyone know if I will be able to get a credit card with this situation? My TU fico is 646 and there are collections on there. I live in PA. Does anyone know of a company that pulls only TU for people in PA and will approve me with a 646 with derogs? I would like to open a card that has a reasonable credit line to improve my ratios. Thanks, Bac0n
Yes. Any secured card lender will offer you an account with a security deposit equal to or less than the credit line. Capital One, Providian, Orchard Bank cater to people in your credit situation.