I have one 30 day late on each of my credit reports. Can I still get a Nextcard Visa? I have no other negatives. The only thing is that while the late is on the same account for all 3 reports, the date of the late is different. I know Nextcard checks two reports so will it think I have 2 lates or just one?
Dogbert, It is possible you'll be approved for a Nextcard Visa. I personally have one 120+ late and it shows on 2 of my CRs due to fall of in 11/01. If it helps when I applied for the card I had a Cap1 visa for one yr in good standing, and few inquiries. If you received an offer through the mail go for it.. if you didn't.... apply online (www.nextcard.com) if you don't get approve, call and talk to a supervisor about why the rejection and what can you do to better your chances on the next try. Good luck ! keep us informed.
