I have a $600 charge off from Providian........should I send them one of the many settlement letters listed on this site? should i ask for deletion of the entire account or to just update where no lates are shown and the charge off is no longer on the account?
va... it seems that a choice you should be making on your own. Once you decide what route you want maybe someone could guide you on how to do it but thats a personal choice in my opinion
