Some of these companies I have not heard of, or am not even interested in the products, But for the last 7-8 months, they keep pulling my report. Providian is one of them. I wrote them a letter, and they agreed to remove their 7 inquiries. But then I got an updated copy of my reports, and they had made more inquiries! It was suggested that I have a fraud alert put on my file, but what impact will that have? Will lenders look at me negatively if there is a fraud alert?