I had a BK in December of 95. since then I have kept my credit perfect. I immediatly got a secured credit card and have had it ever since. I also got a car loan and have kept it over paid. I want to lease a 2002 dodge ram. It would cost about $32000. I just checked my score at Equifax and it was 630. Am i dreaming or do you think I could qualify for a lease. I don't want to go into a dealership...haggle for a price and what i want....then not be able to get anyone to approve me for a lease....Please help.
Bump, I'm trying to get up the nerve to apply for a lease as well. I'm 5 years out of BK and have plenty of credit, probably too much. High debt ratio...... Anybody out there lease a vehicle after a BK.
yes you can with some cash down. remember there are two things that count the most: 1. your current car payment history. 2. Financial aspect (can you afford it, including a reasonable down payment), and the wicked high insurance rates.. Friend of mine got a great deal on a lease of his truck, he's like 20, then when ford motor credit demanded 1 million in liability insurance and his insurance went to 6000/yr, he realized how f***** he really was
i filed bk in 98.In june 99 i was able to lease a s-10 pickup from gmac with only 500 down by lease payments are 209 a month.My lease expires next month so i will be leasing a new one soon.
