Last year in June I wrote a letter to an OC that had filed a judgement against me. The letter was for them to settle, which they declined. However, in the decline letter that they sent, they wrote that as soon as they have received full payment, they would mark my judgement as satisfied. I paid in full. It has been six months, and they have not updated with the credit bureau or the state in which this judgement was filed. Can anyone tell me if this would be a violation for them? Thanks.
I did ask for that and they said they would not do it. The letter that I am talking about is a second letter. This one I asked if they would settle with partial payment. They then sent the reply letter. I have since paid in full, but they have yet to update like they said. I was wondering if that is something of a violation?
Not a violation (as far as I know)...just send a "REMINDER" letter... "I have PAID IN FULL and you have not updated" "It would be nice since you took so long to do this that as a 'GOOD-WILL GESTURE'...you would remove the account totally"
What state are you in? Some state laws require that a judgment holder notify the court within x amount of days when a judgment has been satisfied. And it may be worth money...
I live in the state of FL, but the judgement is in Va. It has been paid since August of last year. I did not think that the OC could remove a judgement once it is on the credit report. This is showing up only on my Equifax report, I disputed on the other's as not mine and they deleted it within 30 days.
