company. I had disputed payment on this loan for a motorcycle for breach of contract by the manufacturer to honor it's warranty. Anyways, I haven't made any payment against this loan. Not one cent. The short end of it is that the credit card company ignored my correspondence, threatened to take possession of another bike I bought through them for which I paid in full and own title to, and then assured me of a buy back by the dealer. So after 2.5 years, I have this collector making an offer to accept $5,000 of the ~$8,500 in dispute. In exchange, my credit would show "paid in full" on a "transfered" loan and I would receive title to the motorcycle. I have no blemish on my credit report prior to this issue. In fact, it shows great credit history on large sums of money. Is this an equitable solution and will this agency really give me title to the bike?