Quick question for everyone. Is it legal for the oc and the ca that they sold the debt to to be reporting the same debt on my credit report? For example, credit card 'stupid' gets charged off and debt is sold to ca 'really stupid'. should 'stupid' then have to completely remove their entry from my report? Also, if 'stupid' is allowed to leave their entry on my report shouldn't the balance be reported as zero? Thanks, Bac0ny0
If the CC charged off and sold the debt to a CA then the CC should be reporting as "charged off" 0$ balance. Yes, they may both report but only 1 should show a balance due