Due to my being recently being laid off and without work, we have recently fallen behind on a few debts. They are in DH's name only. The debts are only 15 to 20 days past due, but the OC's are calling daily. When I tell them DH is not home, they ask if I am DW. If I say yes, they hound me about the debt. Can an OC discuss account information with me even though I am not even listed on the account? Can they come after ME for these accounts? any advice would be greatly appreciated.
Hmmm... This would be my answer... "It's none of your BUSINESS. I HAVE NO IDEA WHO YOU ARE." You didn't give them a false answer "No", you also didn't give them an answer which allows them to believe that you are the DH's DW. Personally all they need to know is that you are not the DH. Just like you shouldn't give out your SSN, DOB, DL#, checking, card #'s out to everyone who calls randomly, I wouldn't give relationship information out (while there are a few exceptions), personally.
