I'm really confused about this listing.. it makes no sense to me. (I omitted some of it) Date Opened: 04/1998 Reported Since: 10/1997 Date of Status: 04/2001 Last Reported: 04/2001 Creditor's statement: Account transferred to another lender Collection as of 11-2000, 10-2000, 9-2000, 8-2000, 7-2000, 6-2000, 5-2000, 4-2000, 1-2000 to 3-2000 Charge Off as of 1-2001, 12-2000 60 days as of 12-1999, 11-1999 30 days as of 10-1999, 6-1999 How can it be opened after the reporting since date? Which date do I use to figure out when the SOL clock starts ticking? This is one of the major ones that I want to get rid of.
I have an account like this as well. I disputed the opened and report since date, came back verified. Are you talking about the reporting clock or the litigation clock?
should be 90 days after the first deliquency that led to the account going to crap, so: 6/1999+90 days.. so like 9/1999, therefore it would fall off 9/2006 (im dumb though, so let some other folks reply too) EXP will show you when something is going to fall off, if you have it listed on there you can check it and see what it says.
This just debated a day or two ago. Here is the thread: http://consumers.creditnet.com/straighttalk/board/showthread.php?s=&threadid=46743
I'm not concerned when its going to fall off my CR, I'm just checking to see how much longer they have to bring a lawsuit against me.. I guess if I go from the 6/99 then it would be 9/05 for the 6 year SOL to be up. I'm tempted to try to get this removed, but I'm afraid to wake the beast trying.
yes, that is what i said '9/2006 is when it will fall off' i dont know the SOL for his state, so I didnt comment..i did however tell him when the clock started 90 days past 6/1999
According to the information that was posted in the thread I sited above, the SOL for a lawsuit starts on the date of your last payment, ie DOLA.
