I AM TRYING TO RE-ESTABLISH MY CREDIT. I HAVE 1 CAR LOAN (OPENED 8 MOS.), AND 2 SUB PRIME CREDIT CARDS W/LOW CREDIT LIMITS. MY FIANCE JUST ADDED ME TO HIS SEARS ACCOUNT AS AN AUTHORIZED USER. HIS ACCOUNT HAS BEEN OPEN SINCE 94 AND HAS A 3000 CREDIT LIMIT ON IT. HOW WILL THIS REPORT ON MY CREDIT? AND WILL IT BE EASIER FOR ME TO GET MY OWN SEARS ACCOUNT LATER? PLEASE ADVISE. THANK YOU
