Are there any Canadians here? Are the laws much different for Canada than U.S. What is your experience? I am new at this credit repair stuff
I am a Canadian, but live in the states (permanent Resident) The law in Canada says that you do not have to supply a Social Insurance number when you apply for credit. Thats about all I know. My credit in Can is almost perfect... too bad it is going to hell since its all dropping off after being in the states for about 7 years wish there was decent paying jobs up there... need to own a company to make anything
A Bankruptcy in Canada will last for 6 years with the CRA's. A 2nd Bankruptcy will report for 14 years.
I'm seeing some interesting stuff. the credit reporting agencie's act are regulated on a provincial basis. I believe that the fair credit reporting act is Federal. In Saskatchewan and Prince Edward Island, the credit bureaus are allowed to keep bankruptcies on for 14 years.
