If you have good credit with Capital One and all payments have been made on time,and the card has no balence on it, would canceling that card just to eliminate it affect your credit report in a negative way
under the FICO model, two open tradelines (eg two credit cards) maximizes your score. one is pretty good, and more than two revolving accounts (this doesn't include an auto loan or mortgage) lowers your score.
I do not wish to pay the fee attached to credit net.com. Please cancel my application. Thank you Madonna Russell
Dear Madonna: We're sorry, but when you enrolled to Creditnet.Com, you agreed to pay an annual participation fee. Our policy does not allow any refunds. We apologize for any inconvenience this may have caused. Thank you for your e-mail. We are looking forward to serve you.
Sounds good . . . how do I sign up? roni wrote: ------------------------------- And we will close your account and raise the annual interest rate to 30.9%.
