why so many people on here are worried about re building there credit,don,t you realize credit is why you are here in the first place.if i was,nt in debt i would not have looked for this place.why is it so important to be able to charge things instead of paying cash.if you have to charge it you probably cant afford it in the first place.most of the junk we are in debt for we did not need in the first place and if we would of had to of payed cash for them we would not have purchased it to begin with.out side of a home i see no need to go in debt for anything.i personally do not want any more credit.
Unfortunately, "credit" reports are used to rate so many other things these days. Insurance premiums, job qualification, security clearances for government employees, just to name a few. If you're really "living off the grid," your credit score can be as irrelevant as the weather forecast for Timbuktu.
While i can agree with what you saying,However there will be times when cards are necessary.All i want is to have them report my credit as it is,100% accurate.I've taken my credit and screw it up,never mind it was a medical problem.I've dealt with that and am now where i don't have to buy Little's Cesare's pizza,that tastes like the box it came in.Ruger if you can avoid the credit trap that"s a good deal.
