Can't get approved

Discussion in 'Credit Talk' started by trent1059, Nov 16, 2003.

  1. trent1059

    trent1059 Well-Known Member

    Re: Re: Can't get approved

    Thanks any way, american pacific is a good secured card and only 35 dollar annula fee,
    Guess you have to pay big to play this game.
     
  2. GEORGE

    GEORGE Well-Known Member

    Re: Re: Re: Can't get approved

    GOOD THING YOU DON'T HAVE THE $36 PAYMENT ACCEPTANCE FEE AND THE $36 STATEMENT MAILING FEE!!!
     
  3. snakeman

    snakeman Well-Known Member

    Re: Re: Re: Can't get approved

    WTF?!

    Why did I not see that shlit???

    TARNATIONS!!!

    I knew it was too good to be true.....imagine someone actually giving me something....HA!
     
  4. trent1059

    trent1059 Well-Known Member

    Re: Re: Re: Can't get approved

    dont for get the excess fee, fees
     
  5. GEORGE

    GEORGE Well-Known Member

    Re: Re: Re: Re: Can't get approved

    I FORGOT ABOUT THE FEE FEE!!!
     
  6. trent1059

    trent1059 Well-Known Member

    Re: Re: Re: Re: Can't get approved

    then you have to pay the I forgot the fee fee
     
  7. itsmymoney

    itsmymoney Well-Known Member

    Re: Re: Re: Re: Can't get approved

    I LOVE MY MONEY in my AMERICAN PACIFIC SECURED BANK ACCOUNT WITH 17% and no mega sleaze ball fees to fatten their pockets........
     
  8. trent1059

    trent1059 Well-Known Member

    Re: Re: Re: Re: Can't get approved

    I agree, all those fees and they say that you will get at least a $259 line of credit, hello, you need that much to pay the fees
     
  9. snakeman

    snakeman Well-Known Member

    Re: Re: Re: Re: Can't get approved

    Hey man....some folks cannot get approved for anything else.

    I would rather take that card than one of those USA Platinum internet catalog cards.

    This "Pacific" bank you mentioned....is this a credit card? Is it secured?

    What is their criteria?
     
  10. trent1059

    trent1059 Well-Known Member

    Re: Re: Re: Re: Can't get approved

    Really easy to get , it is a secured card, 300 min to open, after 9 months of good pay they convert to semi secured and after 1 year non secured, I have a bk-13 that was 1 month old when I got mine, with that I went to target and got their card. Am Pac has a 35 dollar annual fee and thats all. best deal around for a secured card, they report every month like clockwork and it does not show as secured
     
  11. itsmymoney

    itsmymoney Well-Known Member

    Re: Re: Re: Re: Can't get approved

    snakeman,

    It is a secured card, $300 to open, $35.00 fee, cash advances, 17% interest, deposits increase credit line,
    statement every month, reports to all 3 CB's and does NOT report as a secured card. www.apbank.com, you can download the form or call the Aumsberg office and talk to Gwen......
     
  12. reddevil

    reddevil Well-Known Member

    Re: Re: Re: Re: Can't get approved

    I got a small ($500) unsecured HB card 6 months after filing BK13, and a small ($500) unsecured Cap1 card 8 months after filing.

    I recently got denied for a Providian card, but I think that's because Sherman Acquisitions changed their account listing for their purchased IIB account from "IIB" to "chargeoff with a balance", dropping my score 50 points after I had been preapproved but before I had been reviewed.

    All of these were in response to preapproved offers received through the mail.

    That's the reason I didn't opt out of promo inquiries.
     

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