Cant tell on TU when TL falls off??

Discussion in 'Credit Talk' started by Luke, Mar 1, 2003.

  1. Luke

    Luke Well-Known Member

    Can someone explain to me by looking at this entry when the tradeline will fall off?

    NCO FIN SYS
    Acnt#0000000000
    >Placed for Collection<
    Verified date: 12/2002
    Placed: 2/2002
    Balance:$800
    Most Owed: $1000
    Past due: $1000
    >Status as of 12/2002: Collection Account<


    Do I look at the status date and count 7 years from that? Is trans union hiding the date that they use to determine when it will fall off? I know the date of delinquency on this debt was 7/2001 (from other credit reports)...it was a utility bill that was never paid. Before I disputed this listing the "verified date" said "updated" and the date matched the status date which was then 4/2002. Has this account been re-aged after my dispute? If the status date is the date TU uses to count 7 years from, then clearly it appears to be re-aged. Can anyone shed some light for me?

    Thanks
    Luke
     
  2. Luke

    Luke Well-Known Member

    bump
     
  3. Luke

    Luke Well-Known Member

    Anyone know the answer to this one? I'm sure it's been asked a million times but I cant find the answer in the search function either.

    Luke
     

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