/ Register

Cap 1 AU Question?

Discussion in 'Credit Talk' started by T-Man, Jul 11, 2002.

  1. Jul 11, 2002 #1
    T-Man

    T-Man Well-Known Member

    I currently have a two-year old charge-off reported on my credit report by Capital One.

    My wife currently has a Cap 1 card in which we are planning to add me as an AU.

    Does the fact that I have a derogatory account as reported by Cap 1 have any possible negative effects to our credit if I become an AU on her account?

    T-Man
     
  3. Jul 11, 2002 #2
    thecatslai

    thecatslai Well-Known Member

    I don't think you have anything to worry about. Creditors don't get any info on the AU other than the name I believe. I had Mervyn's included in our BK and I am an AU on my husband's Mervyns and Target account. They've never said anything yet.

    Kim
     
  4. Jul 11, 2002 #3
    GEORGE

    GEORGE Well-Known Member

    You can be DENIED an AU card...BUT they CAN'T collect any DEBT you didn't have a "CONTRACTUAL RESPONSIBILITY" for...
     

Share This Page