I have 2 Cap 1 cards. One is very recently gotten. The other was gotten 4 years ago. I called Cap 1 and asked for better interest and limit on the 4 year old card. Interest was reduced from 19.8% to 13.9% and the limit increased from 2000 to 2300.
Thats great! I also just had our terms improved Mine: (opened just under a year ago) From $800 19.8% to $1500 12.9% fixed Hubbyopened 2 years ago) From $600 to $2100 & K-mart (opened 1 1/2 years ago) From $600 to $1100 Haven't tried on his interest yet....
Thanks Dogman and Donna, Donna, are the Kmart Cap 1 cards still working? I know that Kmart is in bankruptcy but I don't know much else about them.